Clinic property
Discuss medical equipment, leased assets, tenant improvements, and specialist replacement costs.
Bring the detail
Prepare clinic ownership and named entities. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Business & visitor liability
Review the clinic entity, premises, contracts, and day-to-day business activities.
Bring the detail
Prepare practitioner and employee roster. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Cyber & interruption
Ask about patient information, systems outages, and insured interruptions.
Bring the detail
Prepare equipment values and leases. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Details that shape the comparison
Entities and practitioners
Separate clinic ownership, employment and independent services.
Specialist assets
Include leased equipment, fit-out and replacement lead times.
Systems and continuity
Explain record access, suppliers, controls and downtime scenarios.
Record two offers in your comparison worksheet →
Look at the whole picture
Separate policies may address different risks. Ask the provider to explain any gaps or overlaps, and keep written confirmation of the answers that matter to your circumstances.
Read: Clinic insurance questions when opening a medical practice →