Insurance questions for medical practices

Look after
your practice.

Explore clinic property, business operations, cyber risk, and how these differ from a physician’s professional protection.

Clear guides. Useful questions. Your next step.

Medical practices illustrationYour world, considered.

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These are areas to explore with a licensed provider. The exact cover, exclusions, limits, and availability depend on your circumstances.

01

Clinic property

Discuss medical equipment, leased assets, tenant improvements, and specialist replacement costs.

02

Business & visitor liability

Review the clinic entity, premises, contracts, and day-to-day business activities.

03

Cyber & interruption

Ask about patient information, systems outages, and insured interruptions.

Read the coverage guide
An illustrative situation

The business behind the care.

A clinic’s shared records system goes offline. Clinical professional protection and the clinic’s business insurance address different questions.

Let’s unpack it

A discussion example, not a claim outcome or a promise of cover.

A useful next read

A little preparation.
A clearer conversation.

The speciality guide

Clinic insurance questions when opening a medical practice

Understand the scenario, spot the details, and make a practical plan.

Your preparation checklist

What to bring to the conversation

A focused checklist you can tick off, print, and keep.

The details behind your world

A closer look.

All guides & tools
Before you decide

Good questions.
Worth asking.

Does a physician’s protection cover the clinic company?

Eligibility and assistance arrangements need direct confirmation. Review the clinic entity’s premises, property, staff and digital responsibilities separately.

Is every systems outage a cyber claim?

The cause, trigger, waiting period and exclusions matter. Ask about the specific record-platform or supplier scenario rather than assuming all downtime is insured.

Should leased medical equipment be listed?

Yes. Provide the lease, values, repair responsibilities and any insurance clauses. Ask who is named and how breakdown and replacement are handled.

In Canada, ask about the rules and provider availability in your province or territory. Insurance Bureau of Canada · Business insurance ↗
Part of your wider world

A few useful neighbours.

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Your next step

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